Member Privacy Policy

Payment Integrations, Inc., doing business as Enroll & Pay, and its affiliates (“we”, “us” and “our”) respect your privacy. This privacy policy (“Privacy Policy”) is applicable to current Enroll & Pay Rewards Members (“you” or “your”) and describes how personally identifiable information about you (“Personal Information”) is collected and disclosed, and how system security and integrity is maintained. USAGE OF THE ENROLL & PAY REWARDS PROGRAM IS ONLY INTENDED FOR ADULTS OVER THE AGE OF 18 WHO HAVE A CREDIT/DEBIT CARD AND NOT BY A CHILD. By enrolling in Participating Merchants’ Rewards powered by Enroll & Pay, you agree to these provisions.

The encryption technology supporting Enroll & Pay is a secure one way hashing algorithm. It is an industry-standard encryption technology designed to protect card numbers. This technology uses a complex algorithm that scrambles the card number into a “hash” or a meaningless sequence of characters. It is considered “one-way” in that it cannot be reverse-engineered to determine the original card number. This methodology results in only the last four digits of a card number being displayed so that you can identify which cards are registered with Enroll & Pay. FOR ADDITIONAL CONFIDENTIALITY AND SECURITY – ENROLL & PAY DOES NOT STORE THE FULL CARD NUMBER.

For all data communications between our servers and your computer, we use a 128-bit encryption protocol called SSL (Secure Socket Layer) that is specifically designed to prevent the data from being intercepted and hacked. Whenever this security protocol is in effect you will notice your address bar changing from “http” to “https” (“s” indicates the security protocol).

The Rewards Member Login Webpages are VeriSign- approved. Verisign is the global leader in Internet security. The creation of unique passwords (User Authentication) is required to help secure our systems and protect the confidentiality of account information.

Multiple firewalls and other intrusion prevention technologies to protect our systems and data resources are used. We scan our networks using CoalfireSystems, certified by the PCI Security Standards Council as an Approved Scanning Vendor, to monitor for any potential vulnerabilities. Additional systems security and integrity are addressed with regularly applied upgrades and patches.

Enroll & Pay maintains a high level of security through the transaction collection and validation phase. Systems used are compliant with the Payment Card Industry Data Security Standard (PCI DSS), which means they meet the rigorous data processing and security requirements set forth by the Visa CISP and MasterCard SDP programs. To maintain PCI compliance, annual audits are performed by Coalfire Systems, certified as a Qualified Security Assessor.

We restrict access to Personal Information to those individuals or entities that need to know that information to operate, manage, and expand Enroll & Pay. We maintain physical, electronic, and procedural safeguards to guard your Personal Information.

We do not disclose any Personal Information to nonaffiliated third parties, except as necessary for the nonaffiliated third party to provide services to us (such as printing or mailing services) or as permitted by law. This means that we will not disclose your Personal Information (such as your telephone number) to nonaffiliated third parties for such parties’ use in marketing its goods or services without your consent. Since we may disclose information as permitted by law, we may, for example, disclose Personal Information in connection with giving you credit for rewards, carrying out a transaction you have requested, operating or managing our business, or responding to legal process. We may obtain your consent to share information with third parties in various ways. For example, we may invite you to participate in a survey or special promotional program offered by a third party and your choice to participate in such a survey or promotional program will indicate your consent for us to share information with third parties in connection with the survey or promotional program. We also may disclose any Personal Information we collect with our affiliates. However, we will not disclose with our affiliates any Personal Information that is collected or used to determine eligibility for credit, insurance, or employment (such as a consumer report from a consumer reporting agency), except as permitted by law or to affiliates that provide services for us, unless we give you the right to ask us not to do so.

You will be given access to information we maintain on your name, your phone numbers, credit/debit cards you have registered with Enroll & Pay, and any other preferences you have registered with us. You can correct any inaccuracies. Reasonable steps to protect the security of the Personal Information we collect about you will be taken and continuously evaluated for possible security enhancements.

The types of Personal Information in connection with the provision of our services to you that we gather and maintain is (i) Information you voluntarily provide to us; (ii) Information about your transactions with us or with others; (iii) Personal Information from merchants or other parties who do not participate in Enroll & Pay; and (iv) Information obtained about you from others.

Requests to be unsubscribed or to opt out of marketing communications will be processed promptly. You may be included in the selection for additional newsletters and communications for a short period of time after you make your opt out request. We will take reasonable steps to verify your identity before granting access to your Personal Information. Protecting your privacy and security is of our utmost importance.

We may share information that is not personally identifiable to you (“Anonymous Information”), including aggregated demographic and statistical information, with our affiliates, partners, merchants, and others. None of this Anonymous Information can be linked by the recipient to any Personal Information that can identify you.

We may from time to time send special offers to you on behalf of selected companies that we think may be of interest to you. However, because we or our third party vendors (and not the selected company) would send such offers to you, it is not necessary to disclose Personal Information to the company in order to send these offers to you. We also may send you offers for goods or services sold by us or our affiliates, including in our e-mail newsletters, by e-mail or ordinary mail, or by telephone. We will allow you to choose not to receive these marketing communications from us by marking the checkbox located in the Account Info tab of your Member Account.

We may collect usage information (“session data”) that is anonymous and not linked to you as an individual when you visit our site without logging in. We may use session data for a variety of reasons, including how our site is navigated, how many visitors arrive at specific pages, the length and frequency of stays at our site, the types of browsers and computer operating systems used by our visitors, and the Internet Protocol addresses from which our visitors connect to our site. When you visit our site and login, we may collect usage information (“persistent data”) that will be linked to your User Name and password. We may use the persistent data for a variety of reasons, including, to monitor your use of our site in conjunction with your participation in one of our programs. Cookies placed on your computer by www.enrollandpay.com can only be read by the www.enrollandpay.com an only be read by the www.enrollandpay.comweb server. Two different types of cookies are used in our website:

  • “Session cookies” – The cookies track the user’s progression through our sites and session data in a single visit. They enable us to remember things as the user progresses from one page to another. Your session cookies are deleted as soon as you close your browser. In addition, if you leave your browser open for a prolonged period, they are set to automatically erase themselves after a short period.
  • “Persistent cookies” – These cookies remember a user and the user’s persistent data at the user’s next visit to our website. Your persistent cookies are not automatically erased, and they remain on your computer until you erase them. (If you do not want these cookies to remain on your computer, you can erase them by following the steps for your specific browser). For members, we may use a persistent cookie to remember such things as your User Name, name, and other links that you clicked on while on the site.

You can instruct your browser to stop accepting cookies or prompt you before accepting a cookie from the sites you visit. Enroll & Pay may also use a third party to place cookies on your computer to track and analyze non-personally identifiable usage and volume statistical information from our visitors and customers to administer our website in order to constantly improve the website quality. Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of Web users. The main difference between the two is that clear GIFs are invisible on the page and are much smaller, about the size of the period at the end of this sentence. Clear GIFs are not tied to users’ personally identifiable information. To help us improve visitor experience and manage site content, third party vendors and our site may utilize clear GIFs to track and analyze non-personally identifiable usage and volume information from our visitors and customers to administer our website or improve its quality. Our website may have links to other sites on the Internet that are owned by third parties or you may come to our website from a link on an external site. These other websites will have their own rules on privacy that you should review. Enroll & Pay is not responsible for the privacy policies of other sites not operated by us.

We reserve the right to change, modify or add to this policy at any time, and to apply any change to Personal Information that we have already collected. You agree to visit www.enrollandpay.com, from time to time, to review the current policy and any Changes.

Last updated on October 8, 2015